Home About Us Overview

What makes us different?

We are a nonprofit, Member-led health plan providing comprehensive health insurance benefits to individuals, families, and businesses. Our focus is on the wellbeing of our Members and communities. We believe that meaningful partnerships with Members, providers, and employers are the only way to bring about change. By working together, we will improve quality and reduce costs. 

About us

Maine-based insurance designed for Mainers

We’re dedicated to providing affordable, high-quality health benefits. As a Consumer Operated and Oriented Plan (CO-OP) formed in 2011, we are proud to have been able to offer insurance to previously uninsured Mainers.

Individual coverage and employee benefits

We offer plans for on- and off-exchange enrollment, including plans that are eligible for financial assistance. We also offer many plans designed for small and large employer groups.

We help our Members make better healthcare decisions

Our innovative approach is focused on reducing barriers to better health - reducing out of pocket costs for treatments and medications that lead to better health management and outcomes.

We’re accountable to and led by our Members

We’re governed by a board of directors, a majority of whom are elected by our Members. This ensures that our Members have a strong voice in the management and development of the organization.

We believe in the strength of good partnership

We strive for productive partnerships with our Members, employers, and our broad network of providers. We believe in working together with our partners to improve health, enhance the patient experience, and control costs.

We care about and support our community

We are the community we serve! Our team is based in Maine, we have representatives across the state, and we support local resources whenever we can to promote better quality healthcare.

Our mission & vision

Our Mission

To partner locally with Members, businesses and health professionals to provide affordable, high-quality benefits that promote health and wellbeing. 

Our Vision

To be a leader in transforming and improving individual and community health and positively affecting local economies. 

Our values

At Community Health Options we believe that 

Everyone is entitled to courtesy and respect.

A trustworthy organization demonstrates honesty, integrity, independence, and consistency in policy and action.

Discipline, focus, courage and humility enable us to be open to learning from the challenges that confront us.

It is important to embrace change and see positive potential in disruptive innovation.

Spontaneity, balance, thoughtfulness and curiosity are essential.

Blog

NEWS

Reducing Anxiety: Employee Mental Health Support Critical to Wellness and Retention

Employees are struggling right now. Even after the most painful effects of the pandemic resulting from lockdowns, social isolation and fear have aba ...

NEWS

What Small Group Employers Need to Know about Maine Health Insurance

Providing competitive benefits to employees is a great way to attract and retain talent to run your business and health insurance is often the corne ...

NEWS

Health Options has filed 2023 individual health plan rates

Last month, Health Options began filing 2023 individual and small group plan rates. As part of this process, carriers are required to send individua ...