Home About Us Overview

What makes us different?

We are a nonprofit, Member-led health plan providing comprehensive health insurance benefits to individuals, families, and businesses. Our focus is on the wellbeing of our members and communities. We believe that meaningful partnerships with Members, providers, and employers are the only way to bring about change. By working together, we will improve quality and reduce costs.

About us

Individual coverage and employee benefits

We offer plans for on- and off-exchange enrollment, including plans that are eligible for financial assistance. We also offer many plans designed for small and large employer groups.

Maine-based insurance designed for Mainers

We’re dedicated to providing affordable, high-quality health benefits. As a Consumer Operated and Oriented Plan (CO-OP) formed in 2012, we are proud to have been able to offer insurance to previously uninsured Mainers.

We’re accountable to and led by our Members

We’re governed by a board of directors, all of whom are elected by our Members, and at least half of whom are current Members. This ensures that our Members have a strong voice in the management and development of the organization.

We help our Members make better healthcare decisions

Our innovative approach is focused on reducing barriers to better health - reducing out of pocket costs for treatments and medications that lead to better health management and outcomes.

We believe in the strength of good partnership

We strive for productive partnerships with our Members, employers, and our broad network of providers. We believe in working together with our partners to improve health, enhance the patient experience, and control costs.

We care about and support our community

We are the community we serve! Our team is based in Maine, we have representatives across the state, and we support local resources whenever we can to promote better quality healthcare.

Our mission & vision

Our Mission

To partner locally with Members, businesses and health professionals to provide affordable, high-quality benefits that promote health and wellbeing.

Our Vision

To be a leader in transforming and improving individual and community health and positively affecting local economies.

Our values

At Community Health Options we believe that

Everyone is entitled to courtesy and respect.

A trustworthy organization demostrates honesty, integrity, independence, and consistency in policy and action.

Discipline, focus, courage and humility enable us to be open to learning from the challenges that confront us.

It is important to embrace change and see positive potential in disruptive innovation.

Spontaneity, balance, thoughtfulness and curiousity are essential.

Blog

NEWS

Open Enrollment for Individuals and Families—November 1 through ...

If your employer does not offer health insurance—for you, or for your family members—the annual Open Enrollment period is an opportunity to change y ...
NEWS

What’s New for 2019

Open enrollment for 2019 coverage begins on November 1, 2018 for individuals and families across Maine. Visit the Compare Plan Features to preview o ...
EVENTS

Join us for the 2018 Annual Meeting

Please vote for Board Director candidates and join us for the 2018 Annual Meeting.