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Decision to leave New Hampshire approved by State and Federal Regulators

Community Health Options announced this fall that the New Hampshire Insurance Department (NHID), the Maine Bureau of Insurance (which has regulatory authority over Health Options), and the Centers for Medicare & Medicaid Services (CMS) have approved its request to exit the New Hampshire market for the 2017 plan year. 
New Hampshire residents who are Community Health Options members will receive a letter from Community Health Options notifying them directly that Health Options coverage will not be available in 2017.
This decision allows Health Options to strengthen its capital position in its dominant market and rebuild its reserves to accommodate future growth. 
Health Options will not renew New Hampshire’s policyholders’ coverage in 2017 or be open to new enrollment for New Hampshire residents.  Health Options will fulfill all existing group contracts in New Hampshire until their renewal date.
New Hampshire’s existing individual policies will remain in effect through the end of their policy terms on December 31, 2016.  All existing individual policyholders will have the opportunity to select new coverage for 2017 during Open Enrollment which starts on November 1, 2016 and runs through January 31, 2017. Those who are losing their Community Health Options coverage at the end of 2016 have until December 31, 2016 to enroll in a new plan for January 1, 2017 and avoid a gap in coverage and any financial assistance.  However, individuals are urged to enroll in a new plan as soon as possible on or after November 1 to facilitate a smooth transition.  Small and large group policies will remain in effect until their renewal date, at which point they will have the opportunity to select a different carrier.  Please click here for answers to “Frequently Asked Questions.” 


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