At-home COVID-19 tests (also referred to as self-tests or over-the-counter tests) are a key measure to protect you and others from spreading the COVID-19 virus. These tests can be taken at home or anywhere, are simple to use, and provide rapid results. You can use at-home tests whether or not you have symptoms, and regardless of vaccination status.
We are pleased to announce that through an agreement with our pharmacy benefit manager, Express Scripts® (ESI), you may now order at-home COVID-19 tests via phone, online or through your local pharmacy counter at no cost to you. Each Member on your policy may obtain up to eight (8) free at-home COVID-19 tests every 30 days. Reimbursement instructions and FAQs may be found here.
The federal government also offers four (4) free at-home COVID-19 tests through COVIDtests.gov. The tests ordered on the COVIDtests.gov site do not count towards your total allotment allowed through Health Options.
We remind and encourage you to do the following to protect yourself, your family, and community from COVID-19 spread and sickness:
In a recent article we shared upcoming changes in health insurance premiums coming as a result of the merger of the Individual and Small Group health insurance markets in Maine.
This article provides Small Group employers with some additional tips for saving money on healthcare costs, while still providing a very important benefit for employees. As always, we recommend you review these recommendations with your health insurance broker to determine whether these savings tips are right for you and your employees.
Here are five options to consider as your small business looks to manage healthcare costs while offering the best possible benefits to employees: