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Don’t miss out: Open Enrollment for 2024 started Nov. 1

Nov 01, 2023
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When the leaves hit peak color, Mainers do what they love doing all year—they get outside and enjoy the outdoors—and they’re also keen to prepare for winter. This season also means it’s time to start preparing for health plan open enrollment, so you’ll be sure to have access to the health and wellness benefits you want for you and your family.

Here are the details:

Open enrollment for 2024 health plans began Wednesday. Nov. 1, and ends Tuesday, Jan. 16, 2024. If you want health coverage in place by New Year’s Day, you’ll need to select a plan by Friday, Dec. 15. If you want to wait, your coverage will begin Thursday, Feb. 1.

It’s a good idea to start prepping now, so enrollment will be faster and easier. You can view 2024 plans, find some shopping tips here, along with links to resources to help you compare plans, and understand insurance lingo, types of plans and deductible costs.

As the only Maine-based nonprofit health insurer, Community Health Options has been making a difference in the lives of Maine people who need access to high-quality, cost-effective health insurance since 2014. We are proud to be a four-star health plan, and that our Members give us a five-star rating based on their overall enrollee experience.

As you consider your needs, you can consider new Community Health Options plans and benefits for 2024 that include:

  • Copays for services like primary care and behavioral health, as well as specialist visits, plus chiropractic, osteopathic and acupuncture visits, and physical, occupational and speech therapy on non-HSA plans.
  • $5 copays on 30-day preferred generic medications on non-HSA plans.
  • Healthy Maine plans that offer a wellness program and unlimited personal health coaching at $0 cost and no deductible.
  • Tiered HMO plans with a broad tiered network for those looking to save using preferred providers.
  • HSA Plus plans that include an enhanced preventive drug list with no deductible requirements.
  • Pediatric vision exams with a copay and no deductible on non-HSA plans.

We know costs can weigh heavily when selecting a plan, but it’s most important to choose coverage that fits your needs. Keep in mind that you might even find help paying for your insurance through potential tax credits. To find out if you’re eligible, visit CoverME.gov, Maine’s online Health Insurance Marketplace.

For quick tips on what to look for, how to find help with, or how to use a health plan, follow @communityhealthoptions on TikTok. And if you want help choosing a plan, you can also call our Maine-based Member Services team at (855) 624-6463 from 8 a.m. to 6 p.m., Monday through Friday.

SEE ALSO

Looking back at 2022, Community Health Options is proud to celebrate our Members’ many positive results. Our 2022 Annual Report highlights some of the outcomes we saw in 2022 from our Member services, pharmacy and care management teams. 

“These results inspire us to continue to push forward on the positive returns of a Community Health Options membership, such as saving money on generic prescriptions and delivering expanded wellness opportunities,” Kevin Lewis, president and CEO, wrote in the report’s opening letter. “More than anything, we remain dedicated to bringing Maine businesses and people something unique—a Maine-based nonprofit insurer focused on health and wellness that grows to meet our Members' evolving needs.”

For example, with 8,000 Mainers being diagnosed with diabetes each year, we’re especially excited about an initiative launched in 2022 to ensure that every Member diagnosed with diabetes gets a yearly eye exam. Overall, 55% of those Members completed an eye exam in 2022, well above the national average.

We’re also showcasing our wellness initiatives, notably two new world-class Fitness Courts, along with grants awarded to several Maine grassroots organizations.

Read more here.