Better Health Insurance for Maine People

When you join Community Health Options, you get a Maine-based nonprofit that puts people over profits—and affordable health insurance and benefits you’ll actually use.

Special Enrollment
Open Enrollment for 2023 has ended. But if you’ve experienced certain life changes, you may qualify for a Special Enrollment Period. See if I qualify


Community Health Options makes it easier to afford

By offering plans with predictable co-pays, co-insurance and deductibles, we’re the local nonprofit insurance carrier that makes health insurance easier to afford.

  • $0 Amwell® urgent care telehealth on non-HSA plans
  • $0 birth control on all plans
  • $0 first PCP and behavioral health visits on non-HSA plans
  • Chronic Illness Support Program (CISP) offered
    on all plans except Healthy Maine and HSA plans
  • $5 Tier 1 preferred generic Rx on non-HSA plans
  • Full coverage for flu and COVID-19 vaccinations
  • New Healthy Maine plans designed for Mainers focused on wellness

Community Health Options makes it easier to use

We’re here to support you in your health journey. With a variety of service teams and programs at your disposal, we make it easy to get the support you need, when you need it.

  • Our Maine-based Member Services team is friendly, knowledgeable, quick to respond and helpful—earning us a 100% average caller satisfaction rating.
  • Need help with a complex medical condition? Our Care Management team provides free phone support and personalized help.
  • Members with asthma, coronary artery disease, chronic obstructive pulmonary disease, diabetes and hypertension receive personalized support and lower costs through our Chronic Illness Support Program (CISP) on non-HSA plans.
  • We offer unlimited personalized health coaching and acupuncture on all Healthy Maine plans.

Community Health Options makes it easier to see the provider you want

As a community-based nonprofit, we have strong relationships with local providers and an extensive provider network that makes it easier for you to find the care you need.

  • A robust network of 48,000 providers, including clinicians, hospitals, and pharmacies, including 100% of hospitals in Maine and most hospitals in New Hampshire*
  • National coverage on select plans through the First Health® network
  • HMO plans with tiering allow you to access preferred providers, offering high-quality care at lower costs
  • PPO plans that allow you to access providers out-of-network and our HMO plans do not require referrals

*Except Togus VA Hospital 

You shouldn't need a dictionary to understand your health benefits

Pro Tips for Buying Health Insurance

Buying health insurance may not be exciting, but it is important. Read here for tips on buying the best plan to fit your needs.

Health Insurance Lingo, Translated

Here’s a primer to help you understand health insurance lingo as you think about your healthcare coverage. Brush up on important topics here.

Health Insurance Metals, Explained

Why is one health insurance plan Bronze and another is Gold? Read here for a run-down of what these metals mean in health insurance terms and in picking the best plan for you.

Get a quote online

Find the plan that’s right for you. Use our online tool to compare health insurance coverage—and determine if you’re eligible for reduced out-of-pocket costs and Advance Premium Tax Credits.

Speak to us

If you’d rather speak to a person, call us in Maine at (855) 624-6463, Monday-Friday, 8:00 AM - 6:00 PM. Or contact us via email. We'll help you find the right plan at a cost you can afford.