Stretch your health dollars further
with an HSA
Control costs & build savings with an HSA
Let’s be real: healthcare costs are rising, and trust in insurers is at a low. Yet skipping insurance isn’t the answer — medical emergencies don’t wait. The good news? Starting 2026, thanks to the new federal budget law, all Bronze and Catastrophic plans now qualify as High‑Deductible Health Plans (HDHPs), which means they’re HSA‑eligible.
An HSA gives you a powerful combo:
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Tax savings at every turn: Contributions are pre-tax, any interest grows tax-free, and spending on qualified medical care is also tax-free.
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No rush to spend: Funds carry over—build your reserve or use what you need.
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Stack against out-of-pocket: Your HSA can help manage deductibles and coinsurance—especially since your Bronze plan counts as an HDHP.
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Fuel long-term growth: Think of it as healthcare + savings all in one.
Examples of items you can purchase with HSA funds: 
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Prescription medications
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Over-the-counter meds
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Eyeglasses & contact lenses
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Doctor visits & copays
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Menstrual care products
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Chiropractic & physical therapy
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Mental health therapy
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First aid supplies
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COVID-19 test kits
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Dental cleanings & fillings
Rising rates and rough economic times don’t have to mean sacrificing your health or wellbeing. In 2026, HSA‑eligible Bronze plans give you coverage and a way to save—tax-smart and flexible.
Start Open Enrollment by exploring HSA‑eligible plans and give yourself both protection and peace of mind.
A Health Savings Account (HSA) is a personal savings account you can use to pay for qualified medical expenses. You contribute pre-tax dollars, the money grows tax-free, and you can spend it tax-free on eligible healthcare costs. Learn more here.
You must be enrolled in a High-Deductible Health Plan (HDHP) to contribute to an HSA. You can’t be enrolled in Medicare, claimed as a dependent, or covered by other non-HDHP insurance.
HSA funds can be used for qualified medical, dental, vision and mental health expenses — including prescriptions, glasses, doctor visits and even over-the-counter medications.
Unused HSA funds roll over year to year and stay with you — even if you change jobs or insurance plans. You won’t lose the money.
Yes. In 2026, individuals can contribute up to $4,400, and families up to $8,750. If you’re 55 or older, you can contribute an extra $1,000 as a catch-up.