Your guide to coverage & care

Now that it’s time for Open Enrollment, you might be tempted to put off choosing your 2027 health insurance plan until it gets closer to the deadline. After all, you have until Tuesday, Dec. 15, to sign up for a plan to get coverage by Friday, Jan. 1.

Buying health insurance probably isn’t among the more exciting purchases you’ll ever make. But like it or not, it’s one of the most important. So, we want to help you get it right.

It might be tempting to buy a health plan based on the lowest monthly premium, but if you do, you might be surprised by your out-of-pocket costs at the end of the year. When you compare plan prices, it’s important to estimate your upcoming yearly costs so you can find a plan that meets your needs.

You could be eligible for Advance Premium Tax Credits when you enroll for 2027.  

As if buying health insurance isn’t hard enough, what with all the confusing lingo, it can be a challenge just to figure out what all those initials stand for in the plan names.