Community Health Options makes it easier to afford, easier to choose and easier to manage your business’ health insurance needs.

We understand how hard it is to run a business. That’s why we’re committed to making your employee health insurance easier. The 1,200+ Maine businesses with our group coverage agree.

Our flexible and diverse plans make it easier for you to select the right plan and benefits for your business.

• We offer a selection of off-exchange plans designed specifically for small businesses, along with on-exchange Small Business Health Options (SHOP) eligible plans. Small businesses can choose the network that best fits their needs, from New England to national networks, with a choice of PPO, HMO and HMO tiered options for premium savings.
• We work with New England’s leading dental carrier to offer premium discounts when employers contract with both Health Options and Northeast Delta Dental®.
• We offer joint packaging with Unum® for group life and disability insurance on all Small Group plans.
• All Small Group plans include out-of-country services for emergent conditions.
• Employers can select a Healthy Maine PPO or HMO plan, which includes a digital wellness platform and app and one-on-one Health Coaching with no cost share. 

Our Maine-based team or your valued broker stand ready to help you select the best health insurance plan for your business. Electronic paperless quoting and onboarding system can seamlessly move employee census data through the process — from quote to enrollment and onboarding. As a business owner, you will have access to our convenient HealthTrio® tool, where you can maintain employee census data and pay or manage your monthly invoice.